Car accidents can happen anytime, and the risk is always present whenever you’re on the road. Regardless of how serious the crash is, knowing what to do after a car accident can help protect you. Your health and safety come first. It’s also important to follow these steps to protect yourself legally and financially after …
What is uninsured and underinsured motorist coverage?
If you have been injured in a car accident that was someone else’s fault, the negligent driver’s insurance company should pay for your medical bills, wage loss and other damages. But what happens if that driver was doubly careless and did not have liability insurance coverage? This is where uninsured motorist (UM) coverage will play …
What is MedPay, and do I need it?
MedPay, or medical payments coverage, is optional insurance coverage drivers can add to their overall car insurance policy. In the event of an accident in South Dakota, MedPay reimburses policy holders for medical expenses up to the policy limit. Is MedPay the same as PIP? No. Personal Injury Protection (PIP) and MedPay are similar in that they …